Volkswagen Credit, Inc.

Volkswagen Credit, Inc. is the captive finance subsidiary of Volkswagen Group of America, Inc., and provides vehicle financing and lease products for Volkswagen brand vehicles sold through authorized dealerships in the United States. Volkswagen Credit is headquartered in Herndon, Virginia.

As a captive lender, Volkswagen Credit exists to support the sale of Volkswagen brand vehicles through the US dealer network. Buyers encounter Volkswagen Credit financing when working with the finance department at an authorized Volkswagen dealership rather than through a standalone application process.

Volkswagen Credit commonly offers retail installment loans for new and certified pre-owned Volkswagen vehicles, as well as lease financing for new models. Leasing is commonly promoted at Volkswagen dealerships, and Volkswagen Credit manages a significant lease portfolio in the US market.

Manufacturer promotional financing offers are available periodically on specific Volkswagen models, typically for buyers with strong credit histories. These promotional rates are limited to qualifying vehicles and run only during their advertised promotional windows.

Consumers purchasing a Volkswagen should compare the dealership's financing offer from Volkswagen Credit with quotes from their own bank or credit union. Pre-approving a loan through an independent lender before visiting the dealership gives a buyer a useful benchmark for evaluating the dealer's offer. Buyers should also confirm whether a cash-back incentive is available on the same vehicle as an alternative to a low-rate promotional loan.