Legal and Regulatory Information

Leadtree Global LLP is not registered with, licensed by, or supervised by any US federal or state financial regulatory authority, including:

• Consumer Financial Protection Bureau (CFPB)
• Securities and Exchange Commission (SEC)
• Financial Industry Regulatory Authority (FINRA)
• Any state financial regulator

Ask Fin does not provide regulated financial advice, credit, lending, debt management, investment advice, insurance, or mortgage services in the United States.

Ask Fin provides general educational information and self-serve financial tools. It is not a substitute for advice from a licensed financial, tax, legal, or debt professional.

Ask Fin is not suitable for users who require regulated professional advice. If you need regulated debt advice, tax advice, investment advice, or legal advice, please contact a qualified professional or a free regulated service such as NFCC, CFPB, or 211.org.

Nothing on the Ask Fin platform — including tool outputs, AI responses, blog posts, guides, FAQs, or any other content — constitutes:

• Regulated financial advice
• A personal recommendation
• Regulated debt advice or debt counselling
• Regulated benefits advice
• Tax advice or tax guidance presented as professional opinion
• Investment advice or a personal recommendation to invest
• Pension advice
• Mortgage advice
• Insurance advice
• Legal advice

All content is provided for general information and educational purposes only. Always seek advice from a qualified professional relevant to your specific circumstances before making financial decisions.

Useful resources for free regulated guidance:

• USA.gov Money — free money guidance from the US government
• 211.org — free advice on debt, benefits and more
• CFP Board — find a certified financial planner

Ask Fin tools provide estimates, suggestions and general guidance based on information you enter. Ask Fin does not guarantee any savings, cashback, benefit entitlement, tax relief, income, or other financial outcome. Actual outcomes depend entirely on individual circumstances, third-party provider criteria, applicable law, and factors outside our control.

Ask Fin may reference, link to, or suggest third-party services, platforms, and providers. Ask Fin is not responsible for the accuracy, availability, or terms of any third-party service or any outcome arising from use of a third-party service.

Affiliate arrangements: Ask Fin may participate in affiliate programs. If you click certain links and proceed with a purchase or registration, Ask Fin may receive a commission. This does not increase the cost to you. See our Affiliate Disclosure for more detail.

Leadtree Global LLP complies with applicable US state privacy laws including the California Consumer Privacy Act (CCPA) for California residents. We do not sell your personal data.

For full details of how we collect, use and protect your data, and to exercise your data rights, see our Privacy Policy and Data Rights page.

If you are unhappy with Ask Fin, we want to know. We take all complaints seriously and aim to respond promptly and fairly.

If our internal complaints process does not resolve your concern, you may contact the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint or your state attorney general's office.

See our full Complaints Policy for the full process and timelines.