Editorial Policy

Our editorial mission

Ask Fin aims to make financial information clear, accessible and useful for everyday Americans. We believe that understanding your money should not require a financial qualification. Our content is written in plain English, avoids unnecessary jargon, and always directs readers to authoritative sources and free qualified services where appropriate.

All content on Ask Fin is general educational information only. It does not constitute regulated financial, debt, tax, benefits, investment or legal advice. We are clear about this distinction throughout our site.

Who creates Ask Fin content

Ask Fin content is created and reviewed by the Ask Fin Editorial Team, operating under Leadtree Global LLP. All guides and articles are reviewed for factual accuracy before publication.

Our editorial process draws on primary sources including:

• Consumer Financial Protection Bureau (CFPB)
• Bureau of Labor Statistics (BLS)
• IRS.gov
• USA.gov
• SSA.gov
• NFCC
• 211.org
• Federal Reserve
• HUD.gov
• benefits.gov

Our editorial process

Each guide and blog post on Ask Fin follows this process:

1. Topic identification: We focus on topics that US households commonly need help understanding — budgeting, debt, US benefits, saving and income.
2. Primary source research: Every factual claim is traced to a primary source (CFPB, BLS, IRS.gov, SSA.gov, USA.gov or equivalent). We do not rely on secondary or unverified sources for factual statements.
3. Plain English drafting: Content is drafted with clarity as the primary goal. Financial terms are explained when first introduced.
4. Compliance check: All content that touches on regulated areas — debt, benefits, tax, credit — is reviewed against our compliance guidelines to ensure it is clearly positioned as educational information, not advice.
5. Editorial review: Content is checked for accuracy, readability and appropriate signposting to free regulated services.
6. Publication with date: All content is published with a clear last-reviewed date.

YMYL standards

Personal finance content falls within Google's Your Money or Your Life (YMYL) category — content that could significantly affect a reader's financial situation. We apply high accuracy standards to money content and treat this responsibility seriously.

Our YMYL standards:

• We clearly distinguish general educational information from regulated advice throughout all content
• We link to authoritative sources and free qualified services rather than substitute for them
• All debt-related content signposts readers to free regulated debt advice services (NFCC, CFPB, 211.org)
• All benefits-related content directs readers to official US sources (benefits.gov, IRS.gov, healthcare.gov)
• All tax-related content is clearly marked as general information and directs readers to IRS.gov or a qualified tax professional
• Ask Fin does not make eligibility decisions, provide personal recommendations, or give regulated advice of any kind

Corrections

If you believe any content on Ask Fin is factually inaccurate, misleading or out of date, please email us at help@fintriv.io. We aim to correct material errors within 5 business days of being notified.

For formal complaints, please refer to our Complaints Policy.

Commercial relationships and independence

Ask Fin is a free product. Some content on the site includes affiliate links — where Ask Fin may receive a commission if you click through and make a purchase. These relationships do not influence our editorial content. Affiliate links are clearly disclosed in our Affiliate Disclosure.

The Ask Fin Editorial Team operates independently from commercial considerations. We do not accept payment for positive coverage or product placement within editorial content.

AI use in content

AI tools may assist in research and drafting processes. All content is reviewed by the editorial team before publication. AI-generated text is not published without human review. The Ask Fin AI companion within the app uses AI to generate responses, which are clearly positioned as general guidance only, not regulated advice.

Regulatory disclosure

Ask Fin content is general educational information. It does not constitute regulated financial, debt, tax, benefits, investment or legal advice. Ask Fin is operated by Leadtree Global LLP, a company registered in Wyoming, United States. Leadtree Global LLP is not licensed by any US financial regulatory authority.

Contact us

For editorial enquiries: help@fintriv.io

Ask Fin is operated by Leadtree Global LLP (EIN 37-2047141), 30 N Gould St Ste N, Sheridan, WY 82801, United States.