Privacy Policy

Ask Fin is a personal finance guidance product operated by Leadtree Global LLP, a limited liability partnership registered in Wyoming, United States (EIN 37-2047141).

Leadtree Global LLP is the data controller for personal data processed through Ask Fin. Registered address: 1603 Capitol Avenue, Suite 413A, Cheyenne, Wyoming 82001, United States.

Leadtree Global LLP is not subject to routine CFPB supervisory examination.

For all privacy enquiries, contact us at: help@fintriv.io

Account data

• Your name and email address
• Your US state and subscription status
• Account creation date and login history

Financial data you enter

• Income, spending categories, debts, and savings figures entered into Ask Fin tools
• Budget and savings plan data
• Debt entries and repayment information
• Money Saved tracker entries (savings, cashback, and money wins you record)
• Tax information entered into the Tax Relief tool (income, pension contributions, number of children)
• Benefits-related information entered into the US Programs Checker (household type, income band, housing circumstances)

AI conversation data

• Messages you send to the Ask Fin AI companion
• Responses generated by Ask Fin

Device-stored data (not held by us)

Some Ask Fin tool data is stored only in your browser's localStorage and is not transmitted to our servers. This includes your saved budget, debt entries, mindset check-in history, and Money Saved tracker entries. This data stays on your device and is deleted if you clear your browser data or use the “Delete all saved data” option in Settings.

Usage data

• Pages visited and features used within the app
• Browser type, device type, and general location (country/region level)
• Session duration and interaction data

Payment data

Ask Fin is currently free — no payment card details are collected or stored.

Affiliate and campaign data

If you arrive at Ask Fin via an affiliate or marketing link, campaign parameters (such as utm_source, utm_medium, affiliate ID) may be stored temporarily in your browser session storage to attribute your sign-up correctly. This data is not retained beyond your session.

We process your personal data to provide the services you have subscribed to and for the following purposes:

• Service delivery: Processing your account data, subscription, and tool usage is necessary to provide the Ask Fin service.
• Account management: Ask Fin is currently free. No payment card details are collected or processed.
• Service improvement: We use anonymised usage data to improve the service, detect fraud, and maintain security.
• Legal obligations: We may process and retain data to comply with applicable law, including financial record-keeping requirements.
• Communications: We use your email address to send service communications (account confirmation, billing receipts, important notices). Where we send marketing communications, we will seek your consent.

We do not sell your personal data. We do not use your personal data for third-party advertising.

• To provide and maintain the Ask Fin service
• To generate financial guidance and tool outputs based on information you enter
• To manage your account and provide access to Ask Fin tools
• To send service communications (account confirmation, billing receipts, important notices)
• To improve the service based on anonymised usage patterns
• To detect and prevent fraud and security issues
• To comply with our legal obligations

We do not sell your personal data. We do not use your personal data for third-party advertising.

What is sent to Anthropic

When you send a message to Ask Fin, the text of your message (your question or prompt) is transmitted to Anthropic's API to generate a response. The message may contain financial information you have chosen to include in your question. Your name, email address, account details, and payment information are not sent to Anthropic.

How Anthropic handles your data

Anthropic processes your messages to generate responses. According to Anthropic's API terms (as at June 2026), Anthropic does not use API customer data to train its models by default. Anthropic may retain API inputs and outputs for up to 30 days for trust and safety review purposes, after which they are deleted. Anthropic's Privacy Policy is available at anthropic.com/legal/privacy.

International transfer

Anthropic is based in the United States. When you use the Ask Fin AI companion, your message data is transferred to and processed in the United States in accordance with Anthropic's standard data handling commitments. By using the Ask Fin AI companion, you acknowledge this processing.

What this means in practice

If you are concerned about this, you can use Ask Fin's non-AI tools (budget planner, savings builder, debt tool, etc.) without using the Ask Fin AI companion. Your tool data entered via sliders and forms is processed on our own servers and is not sent to Anthropic.

Anthropic's terms may change

Anthropic's data handling practices are governed by their own terms and privacy policy, which may change without notice to us. We recommend reviewing Anthropic's privacy policy directly for the most current information.

Ask Fin uses the following third-party services to operate:

Each provider is subject to its own privacy policy and data processing terms. All service providers are bound by appropriate data protection commitments.

• Account data: Retained while your account is active. Deleted within 90 days of account closure, subject to legal retention requirements.
• Financial data entered into tools: Retained while your account is active. You can delete this at any time via Settings → Data → Delete all saved tool data.
• Device-stored data (localStorage): Stored only on your device. Cleared when you use the delete function in Settings or clear your browser data.
• AI conversation history: Conversation records are stored in our database while your account is active. Anthropic retains API calls for up to 30 days per their terms.
• Payment records: Retained for 7 years in line with financial record-keeping requirements.
• Affiliate/campaign session data: Retained only for your browser session. Not stored beyond sign-up.

Your data may be processed by our service providers in the United States and the EU. All service providers are bound by appropriate data protection commitments, including standard contractual clauses or equivalent safeguards where applicable.

The most significant data transfer relates to the Anthropic AI processing described in Section 5. See that section for more detail.

Under applicable US state privacy law, you may have rights to access, delete, correct, and obtain a copy of your personal data. California residents have additional rights under the CCPA, including:

• Right to know — what personal information we collect, use, disclose, and share
• Right to delete — request deletion of your personal information
• Right to correct — request correction of inaccurate information
• Right to opt-out of sale — we do not sell your personal information
• Right to non-discrimination — we will not discriminate against you for exercising your rights
• Right to data portability — receive your data in a portable format

To make a data request, email us at help@fintriv.io with your full name, account email, and the nature of your request. We will verify your identity and respond within 45 days.

You also have the right to complain to the FTC at ftc.gov/complaint or your state attorney general's office if you believe your data has been processed unlawfully. California residents may also contact the California Privacy Protection Agency at cppa.ca.gov.

For more detail on how to exercise your rights, see our Data Rights page.

We use essential cookies only to keep you logged in. See our Cookie Policy for the full list.

In addition to cookies, Ask Fin uses your browser's localStorage to store tool data (budget, debts, money saved, mindset entries) on your device. This data does not leave your device and is not accessible to us. You can clear it via Settings or by clearing your browser data.

We take reasonable technical and organisational measures to protect your personal data, including:

• Encryption of data in transit (HTTPS/TLS)
• Encryption of data at rest in our database (Supabase)
• Row-level security policies to ensure users can only access their own data
• Secure authentication via Supabase Auth
• No payment card details collected or stored — Ask Fin is free

No system is completely secure. If you believe your account has been compromised, contact us immediately at help@fintriv.io.

We may update this policy from time to time. When we make significant changes, we will notify you by email or by displaying a notice in the app. The date at the top of this page shows when it was last updated.

Continued use of Ask Fin after changes to this policy constitutes acceptance of the updated policy.

For any privacy questions, data subject requests, or concerns: