Unitus Community Credit Union

Unitus Community Credit Union is a state-chartered credit union headquartered in Portland, Oregon. It serves the greater Portland area and other qualifying communities in Oregon and has been operating since 1937. The credit union has expanded its membership over time to serve a broader Oregon community.

Unitus is a member-owned, not-for-profit financial cooperative insured by the National Credit Union Administration up to $250,000 per depositor. Like other credit unions, it does not have outside shareholders, and its goal is to provide value to members through competitive rates and financial services rather than generating investor returns.

Membership is open to individuals who live, work, or worship in qualifying Oregon communities. The credit union primarily serves the Portland metropolitan area and other communities across Oregon. Family members of existing members are also eligible. Prospective members should verify current eligibility requirements on the Unitus website.

Unitus commonly offers checking and savings accounts, auto loans, mortgages, home equity products, personal loans, and credit cards. Its auto loan rates are generally cited as competitive in the Portland market, covering both new and used vehicles. Mortgage products include options for purchase and refinance. The credit union also provides savings products including certificates of deposit.

Unitus operates branches in the Portland metropolitan area and other qualifying Oregon communities. Full online and mobile banking services are available for members throughout Oregon.

Portland-area and Oregon residents who qualify for membership should compare Unitus's products with other available financial institutions, including other Oregon credit unions, before making borrowing or savings decisions. Membership eligibility is accessible for most people who live or work in the qualifying communities.