Subaru Motors Finance

Subaru Motors Finance is the captive finance brand for Subaru of America, Inc. and provides vehicle financing and lease products for Subaru vehicles sold through authorized dealerships in the United States. The financing is administered through Chase Auto, the auto lending division of JPMorgan Chase Bank, N.A., which funds the loans on behalf of the Subaru brand program.

As a captive lender program, Subaru Motors Finance exists to support Subaru vehicle sales through the US dealer network. Buyers encounter Subaru Motors Finance offers through the finance department at an authorized Subaru dealership rather than through a direct standalone consumer application.

Subaru Motors Finance commonly offers retail installment loans for new and certified pre-owned Subaru vehicles, as well as lease financing for new models. Subaru has a strong lease program, and Subaru Motors Finance manages a significant number of leases in the US market.

Manufacturer promotional financing offers are available periodically on specific Subaru models, typically targeted at buyers with strong credit profiles. These promotional rates are limited to qualifying vehicles and apply only during their advertised promotional windows.

Because the financing behind Subaru Motors Finance is funded by Chase Auto, the underlying credit standards and servicing are those of a large national bank. Consumers should compare the Subaru Motors Finance offer from the dealership with quotes from their own bank, credit union, or directly from Chase Auto to determine which option provides the best overall terms for their situation.