Stellantis Financial Services US Corp

Stellantis Financial Services US Corp is a captive auto finance company serving as the financing arm for Stellantis N.V., the multinational automotive group that owns brands including Chrysler, Dodge, Jeep, Ram, Fiat, Alfa Romeo, and Maserati in the US market. Stellantis Financial Services was established to replace and supplement Chrysler Capital as the primary captive lender for Stellantis brand dealerships in the United States.

As a captive lender, Stellantis Financial Services provides vehicle financing and lease products for new Stellantis brand vehicles through the US dealer network. Buyers encounter its products through the finance department at authorized Chrysler, Dodge, Jeep, Ram, Fiat, Alfa Romeo, and Maserati dealerships.

Stellantis Financial Services commonly offers retail installment loans and lease financing for new vehicles from the brands it supports. Manufacturer promotional financing offers are available periodically on specific models, typically for buyers with strong credit histories. These promotional offers apply to qualifying vehicles during limited promotional windows.

The transition from Chrysler Capital to Stellantis Financial Services reflects the broader corporate restructuring of the Stellantis group. Santander Consumer USA continues to play a role in financing certain Stellantis brand vehicles, particularly for non-prime borrowers, through the Chrysler Capital program.

Consumers purchasing a Stellantis brand vehicle should compare the dealership's financing offer with quotes from their own bank or credit union. Promotional rates can be competitive during incentive periods, but the full terms of any loan or lease should be reviewed carefully before committing.