RefiJet is an auto loan refinancing company headquartered in Greenwood Village, Colorado. It operates as a marketplace platform that connects consumers who want to refinance an existing auto loan with a network of lenders that may offer better terms than the borrower's current loan.
Auto loan refinancing means replacing your current car loan with a new one, typically to obtain a lower interest rate or different loan term. A lower rate reduces the total interest paid over the life of the loan. Extending the loan term can lower monthly payments but may increase the total cost. Shortening the term increases monthly payments but can reduce total interest paid.
RefiJet's process works by allowing a consumer to submit a single application that is then presented to multiple lenders in its network. The platform provides multiple offers for comparison rather than a single take-it-or-leave-it rate. This can save time compared to applying to each lender individually.
Because RefiJet is a marketplace rather than a direct lender, it does not fund loans itself. The actual loan will be made by one of the lenders in RefiJet's partner network. Consumers should review the terms of any specific offer carefully, as rates, fees, and conditions come from the individual lender rather than RefiJet.
RefiJet generally serves borrowers across a range of credit profiles, including those with good, fair, and in some cases less-than-perfect credit. Eligibility for competitive rates will depend on individual credit history and financial profile.
Before finalizing any refinance offer through RefiJet, consumers should confirm the new annual percentage rate, any fees charged by the lender, the new monthly payment, and the total cost compared to their existing loan. Refinancing only makes financial sense if the new terms produce a clear benefit after accounting for any costs involved.
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Auto Finance
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2026-06-06
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Auto loan refinancing marketplace
Additional notes
As a marketplace, RefiJet connects applicants with multiple lenders. Applicants should review all offers carefully before committing.Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.
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Date checked
2026-06-06
How do I make a complaint about RefiJet?
Start with RefiJet's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is RefiJet regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find RefiJet's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think RefiJet has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a RefiJet issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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