Randolph-Brooks Federal Credit Union

Randolph-Brooks Federal Credit Union is a federally chartered credit union headquartered in Live Oak, Texas, near San Antonio. It is one of the largest credit unions in Texas and consistently ranks among the larger credit unions nationally by assets. The credit union was founded in 1952 and has grown significantly by serving military, government, and community members in central and south Texas.

Randolph-Brooks is a member-owned, not-for-profit financial cooperative insured by the National Credit Union Administration up to $250,000 per depositor. It does not have outside shareholders, and its cooperative structure is designed to deliver value to members through competitive rates and low fees.

Membership is open to active duty and retired military personnel, employees of qualifying businesses and state agencies, and residents of the central and south Texas communities Randolph-Brooks serves. Immediate family members of existing members can also join. Prospective members should verify current eligibility requirements on the Randolph-Brooks website.

Randolph-Brooks commonly offers checking and savings accounts, auto loans, mortgages, personal loans, and credit cards. Its auto loan rates are frequently cited as competitive in Texas, covering both new and used vehicles. It also provides home equity products and a range of mortgage options. The credit union is known for a large and accessible branch network across central and south Texas.

Branches are concentrated in the San Antonio metro area and along the I-35 corridor, with additional locations in Austin, Dallas, and Houston. Full online and mobile banking services are available for members throughout Texas.

Texas residents in the areas Randolph-Brooks serves, particularly those with military or government connections, should check current eligibility and compare products before choosing a financial institution.