Also known as: Owning
Owning is an online mortgage lender that offers home purchase and refinance products with a focus on a streamlined digital application process. It operates without physical branch locations, meaning the entire mortgage process from application to closing is managed online or by phone.
Owning commonly offers conventional loans and refinancing products. As with most online mortgage lenders, the process is designed to be handled digitally, with document uploads, income verification, and application tracking available through the lender's platform.
The fully online model may suit borrowers who prefer a self-directed process and are comfortable navigating mortgage applications without in-person guidance. Phone and online support are typically available for questions during the process.
Before choosing Owning or any mortgage lender, compare Loan Estimate documents from at least two or three lenders. The most important factors to compare are the interest rate, the annual percentage rate which includes all fees and reflects the true cost of the loan, estimated closing costs, origination charges, and the expected time from application to closing. No two lenders will offer identical terms, and even small differences in rate or fees can have a meaningful impact over the life of a mortgage.
Borrowers should verify that Owning is licensed to originate mortgages in their state before applying, and confirm current product availability directly with the lender. Online-only mortgage lenders may have narrower product offerings than large banks or lenders with dedicated government loan programs, so if you need an FHA, VA, or USDA loan, confirm availability before proceeding.
Quick info
Mortgage
Owning
Not verified
Licensed mortgage lender.
2026-06-06
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Purchase mortgages; refinancing; digital mortgage platform
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Date checked
2026-06-06
How do I contact Owning Corporation about a hardship?
Contact Owning Corporation directly using the details on this page. Ask specifically about forbearance, repayment plans or loan modification options. Keep records of all communications. A HUD-approved housing counsellor can also help at no cost — find one at hud.gov/findacounselor.
What happens if Owning Corporation transfers my mortgage?
Mortgage servicers can transfer the servicing of your loan to another company. You must receive written notice before and after any transfer. Payments made to the old servicer within 60 days of a transfer cannot result in late fees. Verify any transfer notice through NMLS Consumer Access.
How do I dispute an error with Owning Corporation?
Send a written dispute to Owning Corporation detailing the error. Keep a copy. If the error is not resolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint.
How do I find a HUD-approved housing counsellor?
HUD-approved housing counsellors are free or low-cost and can help with mortgage trouble, foreclosure prevention and loss mitigation options. Find one at hud.gov/findacounselor or call 1-800-569-4287.
Can Owning Corporation foreclose on my home?
If mortgage payments are not made, a servicer or lender may initiate foreclosure proceedings. State laws govern the foreclosure process and timelines vary significantly. Contact a HUD-approved counsellor or Legal Aid organisation as soon as possible if you are struggling with payments.
HUD-approved housing counsellors can help at no cost. Use Ask Fin's free tools to get clearer about your full financial picture.
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