Oregon Community Credit Union

Oregon Community Credit Union is a state-chartered credit union headquartered in Eugene, Oregon. It serves communities across the Willamette Valley and other parts of Oregon, and has been operating since 1956. The credit union was founded to serve a specific employee group and has since expanded its membership to a broader Oregon community.

Oregon Community Credit Union is a member-owned, not-for-profit financial cooperative insured by the National Credit Union Administration up to $250,000 per depositor. It does not distribute profits to outside shareholders, and its cooperative structure is designed to deliver competitive rates and services to members.

Membership is open to individuals who live or work in qualifying Oregon counties. The credit union primarily serves communities in the Willamette Valley, including Lane, Linn, Benton, Douglas, and Marion counties, among others. Family members of existing members can also join. Prospective members should verify current eligibility requirements on the Oregon Community Credit Union website.

Oregon Community Credit Union commonly offers checking and savings accounts, auto loans, mortgages, personal loans, and credit cards. Its auto loan rates are generally cited as competitive in the Oregon market. It offers financing for both new and used vehicles. Mortgage products cover purchase and refinance. The credit union also provides a range of savings products.

Branches are located primarily in Eugene and the surrounding Lane County area, with additional locations in other parts of the Willamette Valley. Full online and mobile banking services are available for members throughout the service area.

Oregon residents in qualifying Willamette Valley counties should verify their eligibility and compare Oregon Community Credit Union's products with other available financial institutions before making borrowing or savings decisions.