Movement Mortgage, LLC

Movement Mortgage is a retail mortgage lender that operates through a network of loan officers and branch locations across the United States. It is structured as a for-profit company with a stated mission of donating a significant portion of its profits to community development and charitable causes. This structure may appeal to borrowers who consider the social mission of a company alongside financial terms.

Movement commonly offers conventional loans, FHA loans, VA loans for eligible military borrowers, USDA loans for qualifying rural buyers, and jumbo loans. It also markets certain proprietary or niche products, though availability varies by state and market.

Like other lenders that work through individual loan officers, the borrower experience at Movement can vary depending on the specific professional assigned to your loan. A knowledgeable local loan officer can add real value during the process, but it is always important to review the financial terms independently.

Before choosing Movement or any mortgage lender, compare offers carefully. Key factors include the interest rate, annual percentage rate which reflects total loan cost including fees, estimated closing costs, any origination charges or discount points, and the expected time from application to closing. Getting quotes from at least two or three lenders ensures you have a basis for comparison.

For VA loan borrowers, Movement offers VA purchase and refinance loans. These are available only to eligible veterans, active-duty service members, and qualifying surviving spouses. VA loans typically require no down payment and no private mortgage insurance.

When reviewing a Loan Estimate from Movement, compare it line by line with estimates from other lenders. The charity mission, while meaningful, should not be a substitute for evaluating whether you are receiving a competitive mortgage offer.