Meritrust Credit Union

Meritrust Credit Union is a state-chartered credit union headquartered in Wichita, Kansas. It is one of the larger credit unions in Kansas and has been serving members in the Wichita area and surrounding communities since the 1930s. The credit union was founded to serve a specific employee group and has since expanded its membership to include a broader community base.

Meritrust is a member-owned, not-for-profit financial cooperative insured by the National Credit Union Administration up to $250,000 per depositor. Its cooperative structure means it does not pay profits to outside investors, and its focus is on providing value to its members through competitive financial products and services.

Membership is open to individuals who live or work in qualifying Kansas counties, including Sedgwick County and surrounding areas. Employees of certain qualifying employers can also join. Family members of existing members are eligible. Prospective members should check current eligibility on the Meritrust website.

Meritrust commonly offers checking and savings accounts, auto loans, mortgages, personal loans, and credit cards. Its auto loan rates are generally cited as competitive in the Kansas market, covering both new and used vehicles. It also provides mortgage products for purchase and refinance, as well as savings products including certificates of deposit.

Meritrust operates branches primarily in and around Wichita, with some additional locations in central Kansas. Full online and mobile banking services are available.

Kansas residents in qualifying counties, particularly in the Wichita area, should check their eligibility and compare Meritrust's products with other available financial institutions before making borrowing or savings decisions.