Also known as: Meritrust CU
Meritrust Credit Union is a state-chartered credit union headquartered in Wichita, Kansas. It is one of the larger credit unions in Kansas and has been serving members in the Wichita area and surrounding communities since the 1930s. The credit union was founded to serve a specific employee group and has since expanded its membership to include a broader community base.
Meritrust is a member-owned, not-for-profit financial cooperative insured by the National Credit Union Administration up to $250,000 per depositor. Its cooperative structure means it does not pay profits to outside investors, and its focus is on providing value to its members through competitive financial products and services.
Membership is open to individuals who live or work in qualifying Kansas counties, including Sedgwick County and surrounding areas. Employees of certain qualifying employers can also join. Family members of existing members are eligible. Prospective members should check current eligibility on the Meritrust website.
Meritrust commonly offers checking and savings accounts, auto loans, mortgages, personal loans, and credit cards. Its auto loan rates are generally cited as competitive in the Kansas market, covering both new and used vehicles. It also provides mortgage products for purchase and refinance, as well as savings products including certificates of deposit.
Meritrust operates branches primarily in and around Wichita, with some additional locations in central Kansas. Full online and mobile banking services are available.
Kansas residents in qualifying counties, particularly in the Wichita area, should check their eligibility and compare Meritrust's products with other available financial institutions before making borrowing or savings decisions.
Quick info
Credit Union
Meritrust CU
Not verified
NCUA-insured.
2026-06-06
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Savings; checking; auto loans; mortgages; personal loans; credit cards
Additional notes
Membership open to individuals living or working in qualifying Kansas counties.Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.
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Date checked
2026-06-06
How do I make a complaint about Meritrust Credit Union?
Start with Meritrust Credit Union's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Meritrust Credit Union regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Meritrust Credit Union's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Meritrust Credit Union has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Meritrust Credit Union issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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