Also known as: Mercedes-Benz Financial; MBFS
Mercedes-Benz Financial Services USA LLC is the captive finance subsidiary of Mercedes-Benz USA, LLC, and provides vehicle financing and lease products for Mercedes-Benz brand vehicles sold through authorized dealerships in the United States. It is part of the global Mercedes-Benz Financial Services division and is headquartered in Farmington Hills, Michigan.
As a captive lender, Mercedes-Benz Financial Services exists to support the sale of Mercedes-Benz vehicles through the US dealer network. Buyers encounter its financing and lease products through the finance department at an authorized Mercedes-Benz dealership rather than through a standalone consumer application.
Mercedes-Benz Financial Services commonly offers retail installment loans for new and certified pre-owned Mercedes-Benz vehicles, as well as lease financing for new models. Leasing is a popular option for luxury vehicles, and Mercedes-Benz Financial Services manages a significant lease portfolio in the US market. Commercial vehicle financing, including for Sprinter vans, is also available for qualifying business customers.
Manufacturer promotional financing offers are available periodically on specific models, typically for buyers with strong credit profiles. These promotional offers are limited to qualifying vehicles and apply only during their promotional windows.
Consumers purchasing a Mercedes-Benz should compare the dealership's financing offer with quotes from their own bank or credit union. For high-value vehicles, the difference in rate and total loan cost between lenders can be significant. Buyers should evaluate the full cost of the loan, including the vehicle price, interest rate, and total repayment amount, before committing to any financing arrangement.
Quick info
Auto Finance
Mercedes-Benz Financial; MBFS
Mercedes-Benz AG
Not verified
2026-06-06
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Auto loans; leasing; Sprinter and commercial vehicle financing
Additional notes
Financing available through authorised Mercedes-Benz dealerships.Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.
No review data available for this company.
Source URLs
Date checked
2026-06-06
How do I make a complaint about Mercedes-Benz Financial Services USA LLC?
Start with Mercedes-Benz Financial Services USA LLC's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Mercedes-Benz Financial Services USA LLC regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Mercedes-Benz Financial Services USA LLC's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Mercedes-Benz Financial Services USA LLC has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Mercedes-Benz Financial Services USA LLC issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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