Lender DetailsLightStream (Truist Bank)
Auto Finance

LightStream (Truist Bank)

Also known as: LightStream; LightStream Auto Loans; LightStream Home Improvement

LightStream is the online lending division of Truist Bank. It offers unsecured personal loans and auto loans, commonly cited for competitive rates and no fees for well-qualified borrowers.

General guidance only. Information on this page is for general reference and should be verified with the company directly, via the FCA Register, or Companies House before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

Websitehttps://www.lightstream.com
PhoneNot verified
EmailNot verified
Registered address214 N Tryon Street, Charlotte, NC 28202

Visit LightStream (Truist Bank) website ↗

Regulatory and company information

FCA Firm Reference NumberNot verified
FCA statusFDIC-insured. Operates under Truist Bank charter.
Companies House numberNot verified
Company statusActive
Parent companyTruist Financial Corporation

What they do

Main products and services

Auto loans; personal loans; home improvement loans

Trading names and group notes

LightStream typically requires good to excellent credit. No origination fees. Loan funds can be used for auto purchases from private parties or dealers. Applicants should verify current eligibility criteria.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

No review data available.

Overall public sentiment

Frequently cited for competitive rates and efficient funding process among well-qualified borrowers.

Sources and checks

Source URLs

Date checked

2026-06-06

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

$4.99/month. Cancel anytime.

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