Hudson Valley Credit Union

Hudson Valley Credit Union is a state-chartered credit union headquartered in Poughkeepsie, New York. It serves the Hudson Valley region of New York State and is one of the larger credit unions in the northeastern United States. The credit union was founded in 1963 and has grown to serve communities across the Hudson Valley.

Hudson Valley Credit Union is a member-owned, not-for-profit financial cooperative insured by the National Credit Union Administration up to $250,000 per depositor. Its cooperative structure means it does not distribute profits to outside shareholders, and it aims to provide competitive rates and financial products to its members.

Membership is open to individuals who live or work in qualifying counties of the Hudson Valley region, including Dutchess, Ulster, Orange, Columbia, Putnam, Sullivan, Greene, and Rockland counties in New York. Family members of existing members are also eligible. This geographic focus makes the credit union primarily relevant for Hudson Valley residents.

Hudson Valley Credit Union commonly offers checking and savings accounts, auto loans, mortgages, home equity products, personal loans, and credit cards. Its auto loan rates are frequently cited as competitive within the Hudson Valley market. Mortgage products cover purchase and refinance. The credit union also provides a range of savings products including certificates of deposit and money market accounts.

Branches are located across the Hudson Valley region, including Poughkeepsie, Kingston, Newburgh, and surrounding communities. Full online and mobile banking services are available for members throughout the region.

Hudson Valley residents who live or work in the qualifying counties should verify their eligibility on the credit union's website and compare its products with other available financial institutions before making borrowing or savings decisions.