Freedom Mortgage Corporation

Freedom Mortgage is a large national mortgage lender and servicer known for a particularly strong focus on government-backed loan programs, including VA loans, FHA loans, and USDA loans. It is consistently among the top VA loan lenders in the country by volume.

VA loans are a home loan benefit available only to eligible veterans, active-duty service members, National Guard and Reserve members, and qualifying surviving spouses. They typically require no down payment, no private mortgage insurance, and generally offer competitive interest rates. A VA funding fee applies in most cases.

FHA loans are insured by the Federal Housing Administration and are available to a broader range of borrowers, including first-time buyers and those with lower credit scores or smaller down payments. They require mortgage insurance premiums throughout the life of the loan in most cases.

USDA loans are backed by the US Department of Agriculture and are available for qualifying properties in eligible rural and suburban areas. They also typically require no down payment.

Beyond government-backed products, Freedom Mortgage also originates conventional loans and offers refinancing options including the VA Interest Rate Reduction Refinance Loan.

Freedom Mortgage also functions as a large mortgage servicer, and many homeowners may find their loan transferred to Freedom for servicing after origination elsewhere. A servicing transfer does not change your original loan terms.

Before choosing Freedom Mortgage as a lender, compare its rates, fees, and closing costs against other lenders. For VA borrowers in particular, multiple quotes from VA-approved lenders can reveal meaningful differences in rates and costs.