Delta Community Credit Union

Delta Community Credit Union is a state-chartered credit union headquartered in Atlanta, Georgia. It is the largest credit union in Georgia by assets and one of the larger credit unions in the southeastern United States. The credit union was founded in 1940 to serve employees of Delta Air Lines and has grown to include a broader Atlanta-area community.

Delta Community is a member-owned, not-for-profit financial cooperative insured by the National Credit Union Administration up to $250,000 per depositor. It does not distribute profits to outside shareholders, allowing it to focus on delivering competitive rates and low fees for its members.

Membership is open to individuals who live or work in the Atlanta metropolitan area, including several qualifying counties in north Georgia. Employees of Delta Air Lines and certain other qualifying employers also qualify regardless of location. Family members of existing members are eligible. Prospective members should verify current eligibility on the Delta Community website before applying.

Delta Community commonly offers checking and savings accounts, auto loans, mortgages, home equity products, personal loans, and credit cards. Its auto loan rates are frequently cited as competitive within Georgia, covering both new and used vehicles. Mortgage products include conventional, FHA, and VA loan options. The credit union also provides a range of savings products.

Delta Community operates branches across the Atlanta metro area and in other qualifying Georgia communities. It also provides full online and mobile banking services, including a mobile app.

Atlanta-area residents and Delta Air Lines employees should check whether they qualify for membership and compare Delta Community's products with other financial institutions before applying for loans or opening accounts.