Chrysler Capital

Chrysler Capital is a branded auto financing program administered by Santander Consumer USA Inc. on behalf of dealerships selling Chrysler, Dodge, Jeep, and Ram brand vehicles. It provides retail installment loans and lease financing for consumers purchasing vehicles from authorized dealerships in these brands across the United States.

Chrysler Capital is not a standalone company but rather a financing program name used at Stellantis brand dealerships. The underlying loans and leases are funded and serviced by Santander Consumer USA, a large US auto lender headquartered in Dallas, Texas. Santander Consumer USA serves a broad credit spectrum, including prime and non-prime borrowers.

Buyers typically encounter Chrysler Capital financing through the finance and insurance office at a Chrysler, Dodge, Jeep, or Ram dealership. It serves as the preferred or captive financing option at these locations, though dealers may also present offers from other lenders.

Chrysler Capital commonly offers retail installment loans for new and used vehicles, as well as lease products for new vehicles at qualifying dealerships. Manufacturer promotional financing offers are available periodically on specific models, typically for buyers with strong credit profiles. These promotional offers apply during limited promotional windows.

Because Chrysler Capital financing is administered by Santander Consumer USA, which also serves non-prime borrowers, the program covers a wider credit range than some captive lenders that only serve prime buyers. Consumers should compare the Chrysler Capital offer with quotes from their own bank or credit union before agreeing to terms, and should review the full loan or lease terms carefully before signing.