Bridgecrest Acceptance Corporation

Bridgecrest Acceptance Corporation is an auto loan servicing company headquartered in Tempe, Arizona. It is affiliated with DriveTime Automotive Group and DT Acceptance Corp, and its primary function is to service auto loans originated through DriveTime dealerships and related entities. Bridgecrest does not directly sell vehicles or originate loans to consumers in a typical way; instead, it manages ongoing loan accounts and collects payments from borrowers whose loans were funded through the DriveTime network.

Loan servicing means handling the administrative and collection aspects of an existing loan. If you purchased a vehicle at a DriveTime location and financed it, Bridgecrest is likely the company you would make monthly payments to, receive statements from, and contact if you had questions about your loan account.

Because Bridgecrest services loans primarily originated for subprime borrowers through DriveTime, the loan portfolios it manages typically involve higher interest rates and higher-risk borrowers compared to mainstream auto lenders. The terms of any loan serviced by Bridgecrest reflect the original agreement made at the time of purchase.

Borrowers whose loans are serviced by Bridgecrest should understand their full loan terms, including the interest rate, remaining balance, monthly payment schedule, and any fees for late payment or early payoff. If you experience financial difficulty making payments, contacting Bridgecrest directly is advisable to understand available options.

Consumers who are not yet customers but are considering a DriveTime vehicle purchase should review the separate DriveTime listing and understand that Bridgecrest will service their loan. The full cost of the loan, not just the monthly payment, is the most important figure to evaluate before committing to a subprime auto finance agreement.