Also known as: Bread Financial; Comenity Bank; Comenity Capital Bank
Bread Financial (formerly Alliance Data Systems) is a significant issuer of store and co-branded credit cards in the US through its Comenity Bank and Comenity Capital Bank subsidiaries. It also operates buy now pay later services.
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Private label and co-branded credit cards; retail financing; BNPL
Trading names and group notes
Comenity issues many retail store cards. Applicants should check the specific terms of the retail programme they are applying for.Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.
No review data available.
Source URLs
Date checked
2026-06-06
Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.
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