Audi Financial Services

Audi Financial Services is the captive finance brand of Volkswagen Group of America, Inc., providing vehicle financing and lease products specifically for Audi vehicles sold through authorized dealerships in the United States. The financing operations are administered through Volkswagen Credit, Inc., and serve as the dedicated financing arm for the Audi brand in the US market.

As a captive lender, Audi Financial Services exists to support Audi vehicle sales through the US dealer network. Buyers encounter Audi Financial Services financing and lease products through the finance department at an authorized Audi dealership rather than through a direct consumer application outside the dealer context.

Audi Financial Services commonly offers retail installment loans for new and certified pre-owned Audi vehicles, as well as lease financing for new models. Leasing is frequently promoted in the luxury vehicle segment, and Audi Financial Services manages a substantial lease portfolio in the US market.

Manufacturer promotional financing is available periodically on specific Audi models, typically targeted at buyers with strong credit profiles. These promotional rates apply only to qualifying vehicles during their advertised promotional windows.

Consumers purchasing an Audi should compare the dealership's financing offer from Audi Financial Services with quotes from their own bank or credit union. For higher-value luxury vehicles, differences in interest rate can result in meaningful differences in the total amount repaid over the loan term. Buyers should also ask about lease terms in detail, including the residual value, money factor, and any acquisition or disposition fees, before committing to a lease agreement.