America First Credit Union

America First Credit Union is a federally chartered credit union headquartered in Riverdale, Utah. It is one of the larger credit unions in the United States and has been serving its community since 1939. The credit union was originally established for employees of certain federal agencies and has since expanded its membership to include residents of qualifying areas in Utah and Nevada.

America First is a member-owned, not-for-profit financial cooperative insured by the National Credit Union Administration up to $250,000 per depositor. Like other credit unions, it does not have outside shareholders, and any surplus from operations is directed toward competitive rates and services for members.

Membership is open to individuals who live, work, worship, or attend school in qualifying counties in Utah and Nevada. The credit union serves communities primarily in the Wasatch Front region of Utah, including Salt Lake City, Ogden, and Provo, as well as the Las Vegas and surrounding areas in Nevada. Immediate family members of existing members can also join.

America First commonly offers savings and checking accounts, auto loans, mortgages, personal loans, credit cards, and student loans. Its auto loan products are frequently cited as a competitive option in the Utah and Nevada markets. Its mortgage products cover purchase, refinance, and home equity. The credit union also offers credit cards, including cashback options.

America First operates a large network of branches across Utah and Nevada, making it well suited for in-person banking. It also provides full online and mobile banking services.

Utah and Nevada residents who live or work in qualifying counties should check whether they are eligible for membership and compare America First's products with other available options before applying.