Also known as: Zions; Zions Bancorporation
Zions Bank is a regional bank operating primarily in Utah and Idaho, and part of the broader Zions Bancorporation family of banking subsidiaries. Zions Bancorporation also operates banks under other names in states including Arizona, California, Colorado, Nevada, New Mexico, Oregon, Texas, and Washington, though Zions Bank itself is most associated with Utah and Idaho.
For individual customers in its core markets, Zions Bank commonly offers checking and savings accounts, personal loans, home mortgages, auto loans, and home equity products. The bank serves both consumers and businesses through a network of branches and ATMs concentrated in Utah and Idaho.
For businesses, Zions Bank provides business checking and savings, commercial loans, SBA loans, commercial real estate financing, and treasury management services. The bank has a track record of SBA lending and is often cited as active in small business financing within its markets.
Zions Bank operates a mobile banking app that supports account management, bill payment, fund transfers, and mobile check deposit. In-branch service is available across its Utah and Idaho locations.
For home buyers, Zions Mortgage offers conventional loan products. Personal loans and auto loans are available for qualifying customers.
Customers outside Utah and Idaho who are looking for a Zions Bancorporation affiliate in their state should check which subsidiary operates in their area, as the corporate family uses different brand names in different states.
Zions Bank is a state-chartered member bank and deposits are insured by the FDIC up to applicable limits. Rates, fees, and eligibility criteria vary by product and individual circumstances.
Quick info
Bank
Zions; Zions Bancorporation
Zions Bancorporation
FDIC-insured. State-chartered member bank.
2026-06-06
Want to feel clearer about your money?
Ask Fin gives you simple tools for budgeting, spotting savings, exploring income ideas and building better money habits. General guidance only — not regulated advice.
Start with Ask Fin — freeMain products and services
Checking and savings; personal loans; mortgages; auto loans; business banking
Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.
No review data available for this company.
Source URLs
Date checked
2026-06-06
How do I make a complaint about Zions Bank?
Start with Zions Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Zions Bank regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Zions Bank's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Zions Bank has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Zions Bank issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
Ask Fin gives you simple money tools for budgeting, spotting savings and building better money habits. General guidance only — not regulated financial advice.
Start with Ask FinFree — no payment details needed.