Lender DetailsZions Bank
BankRegional Bank

Zions Bank

Also known as: Zions; Zions Bancorporation

Zions Bank is a regional bank operating primarily in Utah and Idaho, and part of the broader Zions Bancorporation family of banking subsidiaries. Zions Bancorporation also operates banks under other names in states including Arizona, California, Colorado, Nevada, New Mexico, Oregon, Texas, and Washington, though Zions Bank itself is most associated with Utah and Idaho.

For individual customers in its core markets, Zions Bank commonly offers checking and savings accounts, personal loans, home mortgages, auto loans, and home equity products. The bank serves both consumers and businesses through a network of branches and ATMs concentrated in Utah and Idaho.

For businesses, Zions Bank provides business checking and savings, commercial loans, SBA loans, commercial real estate financing, and treasury management services. The bank has a track record of SBA lending and is often cited as active in small business financing within its markets.

Zions Bank operates a mobile banking app that supports account management, bill payment, fund transfers, and mobile check deposit. In-branch service is available across its Utah and Idaho locations.

For home buyers, Zions Mortgage offers conventional loan products. Personal loans and auto loans are available for qualifying customers.

Customers outside Utah and Idaho who are looking for a Zions Bancorporation affiliate in their state should check which subsidiary operates in their area, as the corporate family uses different brand names in different states.

Zions Bank is a state-chartered member bank and deposits are insured by the FDIC up to applicable limits. Rates, fees, and eligibility criteria vary by product and individual circumstances.

Quick info

Category

Bank

Trading names

Zions; Zions Bancorporation

Parent company

Zions Bancorporation

Regulatory status

FDIC-insured. State-chartered member bank.

Official websitehttps://www.zionsbank.com
Date checked

2026-06-06

General reference only. Information on this page is for general reference and should be verified directly with the company, via NMLS Consumer Access, or the CFPB before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

Why people search for this company

  • Checking and savings account questions
  • FDIC insurance and deposit protection
  • Complaints about fees or account closures
  • Wire transfers and account access issues
  • Understanding bank policies and terms

Before you contact them

Have your account number or reference number ready.
Note the date and time of any previous contacts.
Write down what you want to achieve from the call or message.
Check their official website for a dedicated complaints or help page.
Know your rights: the CFPB provides free guidance at consumerfinance.gov.
Keep a record of everything in writing where possible.
Do not share your full Social Security number unless you are certain who you are speaking to.
If it is a debt contact, do not make any payment until the debt has been validated in writing.

Questions to ask

  1. What is your complaints process?
  2. How long does a complaint typically take to resolve?
  3. What regulatory body oversees your business?
  4. How do I request copies of all documents relating to my account?
  5. Is there an ombudsman or external dispute resolution service I can use?

Useful official links

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Contact details

PhoneNot verified
EmailNot verified
Registered addressOne South Main Street, Salt Lake City, UT 84133

Regulatory and company information

Regulatory referenceNot verified
Regulatory statusFDIC-insured. State-chartered member bank.
Registration numberNot verified
Company statusActive
Parent companyZions Bancorporation

About this company

Main products and services

Checking and savings; personal loans; mortgages; auto loans; business banking

Customer reviews and public sentiment

Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.

No review data available for this company.

Sources and verification

Source URLs

Date checked

2026-06-06

Frequently asked questions

How do I make a complaint about Zions Bank?

Start with Zions Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.

Is Zions Bank regulated in the US?

Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.

How do I find Zions Bank's official contact details?

Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.

What should I do if I think Zions Bank has treated me unfairly?

Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.

Where can I get free help with a Zions Bank issue?

Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

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