Wintrust Commercial Finance

Wintrust Commercial Finance is the equipment financing and commercial lending division of Wintrust Financial Corporation, a bank holding company headquartered in Rosemont, Illinois. Wintrust is primarily a Midwest-focused banking organization with a network of community banks operating largely in the Chicago metropolitan area and surrounding regions.

Wintrust Commercial Finance provides equipment leasing, equipment financing and asset-based lending to businesses across various industries. Equipment financing allows businesses to acquire machinery, vehicles, technology and specialized tools by spreading the cost over time through a loan or lease rather than paying the full purchase price upfront.

Equipment loans transfer ownership of the asset to the business at the end of the loan term. Equipment leases allow the business to use the equipment during the lease period with options at the end to purchase, return or renew. Asset-based lending provides revolving credit secured against business assets such as accounts receivable or inventory, which can be useful for businesses with strong assets but cyclical or variable cash flow.

Wintrust Commercial Finance serves small and mid-sized businesses in manufacturing, transportation, construction, healthcare and other industries. As part of the Wintrust network of community banks, it may offer a more personalized service experience than some of the larger national bank finance operations.

Wintrust's primary banking footprint is in Illinois and the upper Midwest, though its commercial finance operation may have broader geographic reach for certain products.

If you are based in the Midwest and considering equipment financing or asset-based lending, Wintrust Commercial Finance is worth contacting. Compare its terms against independent equipment lenders, other bank finance divisions and vendor financing before making a commitment.