DLL (De Lage Landen Financial Services)

DLL, which stands for De Lage Landen Financial Services, is an international equipment financing and leasing company headquartered in Wayne, Pennsylvania, in the United States. Its parent company is Rabobank, a large Dutch cooperative bank. DLL provides equipment finance solutions to businesses across a wide range of industries, including agriculture, healthcare, food and beverage, technology, construction and clean energy.

Equipment financing is a type of business lending that helps companies acquire the machinery, vehicles, tools and technology they need to operate, without paying the full purchase price upfront. Instead of depleting working capital on a large equipment purchase, a business can spread the cost over time through either a loan or a lease. With an equipment loan, the business owns the equipment outright once the loan is repaid. With an equipment lease, the business makes regular payments to use the equipment for an agreed period and may have the option to purchase it at the end.

What makes DLL distinctive is its vendor financing model. Rather than working directly with individual businesses, DLL primarily partners with equipment manufacturers, dealers and distributors to offer financing options at the point of sale. If you are buying equipment from a manufacturer or dealer that has a partnership with DLL, they may offer DLL financing as part of the purchase process.

DLL serves businesses ranging from small farms to large commercial enterprises, depending on the industry and vendor partnership involved. It operates across the United States and internationally.

If a vendor or dealer you are working with offers DLL financing, it is worth understanding the full terms of the arrangement, including the total cost over the financing period, before agreeing. Comparing the vendor-offered financing against a bank loan or independent equipment lender is always good practice.