Lender DetailsWaFd Bank
BankRegional Bank

WaFd Bank

Also known as: WaFd Bank; Washington Federal Bank

WaFd Bank, formally known as Washington Federal Bank, is a regional bank headquartered in Seattle, Washington, and a subsidiary of Washington Federal, Inc. It operates across eight western states including Washington, Oregon, Idaho, Utah, Arizona, Nevada, New Mexico, and Texas.

For individual customers, WaFd Bank commonly offers checking and savings accounts, home mortgages, personal loans, home equity products, and certificates of deposit. The bank provides both in-branch service and digital banking through its mobile app and online platform.

For businesses, WaFd provides commercial loans, commercial real estate financing, business checking and savings, SBA lending, and treasury management. The bank serves businesses of various sizes across its western US footprint.

For home buyers, WaFd Mortgage offers conventional and other loan products. Personal loans and home equity products are available for qualifying customers.

WaFd Bank is publicly traded and has operated in the western US for over a century. It is known as a stable community institution across its eight-state region.

WaFd Bank is publicly traded and has operated in the western US for more than a century. The bank's eight-state footprint gives it a broad geographic reach across the Mountain West and Pacific Northwest. It maintains both in-branch and digital banking options for consumers and businesses in its markets.

Washington Federal Inc. is publicly traded and operates WaFd Bank across eight western states. The bank has a conservative approach to banking and has maintained stable operations over a long operating history. Customers in the Mountain West and Pacific Northwest will find branches in both urban and rural locations.

WaFd Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.

General reference only. Information on this page is for general reference and should be verified directly with the company, via NMLS Consumer Access, or the CFPB before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

PhoneNot verified
EmailNot verified
Registered address425 Pike Street, Seattle, WA 98101

Regulatory and company information

Regulatory referenceNot verified
Regulatory statusFDIC-insured.
Registration numberNot verified
Company statusActive
Parent companyWashington Federal, Inc.

About this company

Main products and services

Personal and business banking; mortgages; commercial loans; home equity

Customer reviews and public sentiment

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Sources and verification

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Date checked

2026-06-06

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