Umpqua Bank

Umpqua Bank is a Pacific Northwest community bank that merged with Columbia Banking System in 2023. The Umpqua Bank brand continues to be used in the marketplace while the integration with Columbia Bank progresses. The combined institution serves customers across Oregon, Washington, California, Idaho, and Nevada.

For individual customers, Umpqua Bank commonly offers checking and savings accounts, home mortgages, personal loans, and home equity products. The bank is known for a distinctive retail banking approach that has historically set it apart from more traditional community banks, including store-like branch designs and a focus on customer experience.

For businesses, Umpqua provides commercial loans, commercial real estate financing, business checking and savings, SBA lending, and treasury management. The bank serves businesses of various sizes across the Pacific Northwest and California.

For home buyers, Umpqua Mortgage offers conventional and other loan products. Personal loans are available for qualifying individual customers.

Following the 2023 merger, customers should be aware that products, platforms, and branding may change as Columbia Banking System continues to integrate the two organisations. Verifying current product availability and terms directly with the bank is advisable.

Umpqua Bank has historically been recognised for its distinctive approach to retail banking, which included store-like branch designs intended to create a more welcoming banking environment. Following the 2023 merger with Columbia Banking System, the combined entity is integrating operations while both brands remain visible in the market.

Umpqua Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.