Also known as: Tri Counties Bank
Tri Counties Bank is a community bank headquartered in Chico, California, and a subsidiary of TriCo Bancshares. It serves customers primarily across Northern and Central California, with branches in rural and suburban markets including communities in the Sacramento Valley, Bay Area, and surrounding regions.
For individual customers, Tri Counties Bank commonly offers checking and savings accounts, home mortgages, personal loans, auto loans, and agricultural loans. The bank provides both in-branch service and digital banking through its mobile app and online platform.
For businesses, Tri Counties provides commercial loans, agricultural loans, commercial real estate financing, business checking and savings, SBA lending, and treasury management. Agricultural lending is a recognised part of the bank's product mix, reflecting the farming communities in its Northern California markets.
For home buyers, Tri Counties Mortgage offers conventional and other loan products. Personal and auto loans are available for qualifying customers.
Tri Counties Bank is known as a community-focused institution across its Northern California footprint, serving smaller cities and agricultural communities that may have limited access to larger national bank branches.
Tri Counties Bank serves rural and suburban communities across Northern and Central California that may have fewer large-bank options available. The bank is publicly traded and has grown through acquisitions while maintaining its community banking roots. Agricultural lending serves farming communities in the Sacramento Valley and surrounding areas.
Tri Counties Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.
Quick info
Bank
Tri Counties Bank
TriCo Bancshares
FDIC-insured.
2026-06-06
Want to feel clearer about your money?
Ask Fin gives you simple tools for budgeting, spotting savings, exploring income ideas and building better money habits. General guidance only — not regulated advice.
Start with Ask Fin — freeMain products and services
Personal and business banking; mortgages; commercial loans; agricultural loans
Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.
No review data available for this company.
Source URLs
Date checked
2026-06-06
How do I make a complaint about Tri Counties Bank?
Start with Tri Counties Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Tri Counties Bank regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Tri Counties Bank's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Tri Counties Bank has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Tri Counties Bank issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
Ask Fin gives you simple money tools for budgeting, spotting savings and building better money habits. General guidance only — not regulated financial advice.
Start with Ask FinFree — no payment details needed.