TD Bank, N.A.

TD Bank is the US banking subsidiary of TD Bank Group, a large Canadian financial institution based in Toronto. In the United States, TD Bank operates primarily along the East Coast, with branches spanning from Maine down through Florida. It is one of the larger retail banks in the northeastern US.

For personal customers, TD Bank commonly offers checking and savings accounts, credit cards, auto loans, the TD Fit Loan personal loan product, home mortgages, and home equity lines of credit. TD Bank has historically been recognised for keeping extended banking hours compared to some competitors, including evenings and weekends at many locations, which can be convenient for customers with standard work schedules.

TD Auto Finance is a separate division that provides auto loan financing for new and used vehicle purchases, operating through a network of dealerships and also directly for consumers. Rates and terms depend on the applicant's credit profile and vehicle details.

TD Retail Card Services issues private-label and co-branded credit card programmes for retail partners. Consumers who apply for a store card at a TD Retail Card Services partner merchant are borrowing through this division.

For businesses, TD Bank provides business checking accounts, business credit cards, commercial loans, and merchant services.

The bank's mobile app allows customers to manage accounts, pay bills, transfer money, and deposit checks. For customers in the East Coast markets it serves, TD Bank offers a reasonably broad branch footprint.

TD Bank is regulated by the Office of the Comptroller of the Currency and deposits are insured by the FDIC up to applicable limits. Rates, fees, and eligibility vary by product and individual circumstances.