Speedy Cash

Speedy Cash is a short-term lender offering payday loans, installment loans, title loans, and other financial services through retail locations in select states and through an online platform. Speedy Cash is a brand of Curo Group Holdings, a publicly traded consumer finance company. Product availability varies by state, as many states regulate or prohibit high-cost short-term lending.

Payday loans from Speedy Cash are small-dollar, short-term loans typically due on your next payday. Fees on these loans translate to very high annual percentage rates, often several hundred percent. Title loans are a separate product where you use a vehicle you own outright as collateral. With a title loan, the lender holds the title to your vehicle, and you risk losing it if you cannot repay the loan. Title loans carry significant financial risk and should be approached with extreme caution.

Installment loans from Speedy Cash provide longer repayment terms but also typically carry rates well above what banks and credit unions offer to consumers with similar credit profiles.

None of these products are appropriate for long-term financial needs, recurring shortfalls, or large expenses. Short-term, high-cost loans can trap consumers in borrowing cycles that worsen financial instability over time.

Before using Speedy Cash, exhaust lower-cost alternatives. Credit unions offer payday alternative loans to members at far lower rates. Community Development Financial Institutions provide affordable small-dollar credit to underserved consumers. Nonprofit emergency assistance programs and employer wage advances may also be available.

If you do use Speedy Cash, borrow only the minimum needed, repay in full on the due date, and avoid rollovers. Read all terms including the full APR and total repayment cost before agreeing to any loan.