Lender DetailsSouthState Bank, N.A.
BankRegional Bank

SouthState Bank, N.A.

Also known as: SouthState Bank

SouthState Bank is a regional bank headquartered in Winter Haven, Florida, and a subsidiary of SouthState Corporation. It serves customers across Florida, Georgia, Alabama, North Carolina, South Carolina, Virginia, and other southeastern states, with a full range of personal and commercial banking products.

For individual customers, SouthState Bank commonly offers checking and savings accounts, home mortgages, personal loans, credit cards, and home equity products. The bank provides both in-branch and digital banking, with a mobile app supporting account management, transfers, and bill payment.

For businesses, SouthState provides business checking and savings, commercial loans, commercial real estate financing, SBA lending, and treasury management. The bank serves small businesses, commercial enterprises, and real estate investors across its southeastern markets.

For home buyers, SouthState Mortgage offers conventional and other loan products. Personal loans are available for qualifying individual customers.

SouthState Bank has grown through multiple acquisitions and mergers in the Southeast, including the combination of CenterState Bank and South State Bank in 2020. Its footprint covers a broad swath of the Sun Belt.

SouthState has grown significantly through mergers in the Southeast and now serves one of the broader southeastern footprints among regional banks. The bank is active in commercial real estate lending and serves both consumer and business customers through branches and digital channels across Florida, Georgia, Alabama, and the Carolinas.

SouthState Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.

General reference only. Information on this page is for general reference and should be verified directly with the company, via NMLS Consumer Access, or the CFPB before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

PhoneNot verified
EmailNot verified
Registered address1101 First Street South, Winter Haven, FL 33880

Regulatory and company information

Regulatory referenceNot verified
Regulatory statusFDIC-insured.
Registration numberNot verified
Company statusActive
Parent companySouthState Corporation

About this company

Main products and services

Personal and business banking; mortgages; commercial loans

Customer reviews and public sentiment

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Sources and verification

Source URLs

Date checked

2026-06-06

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