Also known as: SouthState Bank
SouthState Bank is a regional bank headquartered in Winter Haven, Florida, and a subsidiary of SouthState Corporation. It serves customers across Florida, Georgia, Alabama, North Carolina, South Carolina, Virginia, and other southeastern states, with a full range of personal and commercial banking products.
For individual customers, SouthState Bank commonly offers checking and savings accounts, home mortgages, personal loans, credit cards, and home equity products. The bank provides both in-branch and digital banking, with a mobile app supporting account management, transfers, and bill payment.
For businesses, SouthState provides business checking and savings, commercial loans, commercial real estate financing, SBA lending, and treasury management. The bank serves small businesses, commercial enterprises, and real estate investors across its southeastern markets.
For home buyers, SouthState Mortgage offers conventional and other loan products. Personal loans are available for qualifying individual customers.
SouthState Bank has grown through multiple acquisitions and mergers in the Southeast, including the combination of CenterState Bank and South State Bank in 2020. Its footprint covers a broad swath of the Sun Belt.
SouthState has grown significantly through mergers in the Southeast and now serves one of the broader southeastern footprints among regional banks. The bank is active in commercial real estate lending and serves both consumer and business customers through branches and digital channels across Florida, Georgia, Alabama, and the Carolinas.
SouthState Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.
Quick info
Bank
SouthState Bank
SouthState Corporation
FDIC-insured.
2026-06-06
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Personal and business banking; mortgages; commercial loans
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Date checked
2026-06-06
How do I make a complaint about SouthState Bank, N.A.?
Start with SouthState Bank, N.A.'s internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is SouthState Bank, N.A. regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find SouthState Bank, N.A.'s official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think SouthState Bank, N.A. has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a SouthState Bank, N.A. issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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