Also known as: Simmons Bank
Simmons Bank is a regional bank headquartered in Pine Bluff, Arkansas, and a subsidiary of Simmons First National Corporation. It serves customers across Arkansas, Missouri, Kansas, Oklahoma, Colorado, Tennessee, and other states, offering personal and commercial banking products across a multi-state footprint.
For individual customers, Simmons Bank commonly offers checking and savings accounts, home mortgages, personal loans, auto loans, and agricultural loans. The bank provides both in-branch service and digital banking through its mobile app and online platform.
For businesses, Simmons provides commercial loans, commercial real estate financing, agricultural loans, business checking and savings, SBA lending, and treasury management. Agricultural lending is a recognised part of the bank's product mix, reflecting the farming communities in its Arkansas and Midwest markets.
For home buyers, Simmons Mortgage offers conventional and other loan products. Personal and auto loans are available for qualifying customers.
Simmons Bank has grown through a series of acquisitions and now operates across a broad geographic footprint centered on the South and Midwest. It maintains a community banking identity despite its multi-state scale.
Simmons Bank has grown significantly through acquisitions over its history and now operates across a broad multi-state footprint. The bank maintains strong agricultural lending capabilities serving farming communities in Arkansas, Missouri, and the broader Midwest. It is publicly traded and takes a conservative banking approach.
Simmons Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.
Quick info
Bank
Simmons Bank
Simmons First National Corporation
FDIC-insured.
2026-06-06
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Personal and business banking; mortgages; commercial loans; agricultural lending
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Date checked
2026-06-06
How do I make a complaint about Simmons Bank?
Start with Simmons Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Simmons Bank regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Simmons Bank's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Simmons Bank has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Simmons Bank issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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