Santander Bank, N.A.

Santander Bank is the US retail banking subsidiary of Banco Santander, a large global bank headquartered in Spain. In the United States, Santander Bank operates primarily in the Northeast, with branches concentrated in Massachusetts, Rhode Island, Connecticut, New York, New Jersey, Pennsylvania, Delaware, Maryland, New Hampshire, and Washington D.C.

For individual customers, Santander Bank commonly offers checking and savings accounts, credit cards, home mortgages, personal loans, and auto loans. The bank serves customers through a network of physical branches in its northeastern markets as well as online and mobile banking channels.

Santander Consumer USA is a separate and distinct entity from Santander Bank. It is a major auto lender operating nationally with a broad credit spectrum, and consumers looking for auto financing should be aware that this entity is different from Santander Bank's retail banking business.

For businesses, Santander Bank provides business checking and savings accounts, business credit cards, commercial loans, and SBA lending. Commercial banking and middle-market lending are areas of activity for the bank.

For home buyers, Santander Mortgage offers conventional loan options. Personal loans are available for qualifying customers through the bank's retail lending products.

Santander Bank's mobile app allows customers to manage accounts, pay bills, transfer money, and deposit checks. Customer service is available through branches, phone, and digital channels.

Santander Bank is regulated by the Office of the Comptroller of the Currency and deposits are insured by the FDIC up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.