Also known as: Regions; Regions Financial
Regions Bank is a large regional bank headquartered in Birmingham, Alabama, and a subsidiary of Regions Financial Corporation. It primarily serves customers across the South, Midwest, and Texas, with a branch and ATM network spanning states including Alabama, Florida, Georgia, Tennessee, Mississippi, Louisiana, Arkansas, Missouri, Indiana, Illinois, Iowa, Kentucky, North Carolina, South Carolina, Virginia, and Texas.
For individual customers, Regions commonly offers checking and savings accounts, credit cards, auto loans, personal loans, home mortgages, and home equity products. The bank provides in-branch and online banking options, and its mobile app supports account management, bill pay, and mobile check deposit.
For businesses, Regions provides business checking accounts, business credit cards, commercial loans, SBA loans, and treasury management services. The bank serves businesses of various sizes, from small local operations to larger regional companies.
Regions has a reputation as a community-focused institution within its core markets, often engaging with local businesses and nonprofit organisations. Customers in the Southeast and Midwest will generally find the broadest branch access, while customers outside these regions may find limited physical presence.
Mortgage products at Regions include conventional, FHA, and VA loan options. Personal loans and auto loans are available directly through the bank online and at branches.
Regions Bank is a state-chartered member bank regulated by the Federal Reserve, and deposits are insured by the FDIC up to applicable limits. As with any bank, rates, fees, and eligibility vary by product and personal circumstances, so comparing options before applying is advisable.
Quick info
Bank
Regions; Regions Financial
Regions Financial Corporation
FDIC-insured. State-chartered member bank.
2026-06-06
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Checking and savings; credit cards; auto loans; personal loans; mortgages; business banking
Additional notes
Primary footprint in the Southeast and Midwest US. Applicants should verify product availability by state.Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.
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Date checked
2026-06-06
How do I make a complaint about Regions Bank?
Start with Regions Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Regions Bank regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Regions Bank's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Regions Bank has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Regions Bank issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
Ask Fin gives you simple money tools for budgeting, spotting savings and building better money habits. General guidance only — not regulated financial advice.
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