Lender DetailsRegions Bank
BankRetail Bank

Regions Bank

Also known as: Regions; Regions Financial

Regions Bank is a large regional bank headquartered in Birmingham, Alabama, and a subsidiary of Regions Financial Corporation. It primarily serves customers across the South, Midwest, and Texas, with a branch and ATM network spanning states including Alabama, Florida, Georgia, Tennessee, Mississippi, Louisiana, Arkansas, Missouri, Indiana, Illinois, Iowa, Kentucky, North Carolina, South Carolina, Virginia, and Texas.

For individual customers, Regions commonly offers checking and savings accounts, credit cards, auto loans, personal loans, home mortgages, and home equity products. The bank provides in-branch and online banking options, and its mobile app supports account management, bill pay, and mobile check deposit.

For businesses, Regions provides business checking accounts, business credit cards, commercial loans, SBA loans, and treasury management services. The bank serves businesses of various sizes, from small local operations to larger regional companies.

Regions has a reputation as a community-focused institution within its core markets, often engaging with local businesses and nonprofit organisations. Customers in the Southeast and Midwest will generally find the broadest branch access, while customers outside these regions may find limited physical presence.

Mortgage products at Regions include conventional, FHA, and VA loan options. Personal loans and auto loans are available directly through the bank online and at branches.

Regions Bank is a state-chartered member bank regulated by the Federal Reserve, and deposits are insured by the FDIC up to applicable limits. As with any bank, rates, fees, and eligibility vary by product and personal circumstances, so comparing options before applying is advisable.

Quick info

Category

Bank

Trading names

Regions; Regions Financial

Parent company

Regions Financial Corporation

Regulatory status

FDIC-insured. State-chartered member bank.

Official websitehttps://www.regions.com
Date checked

2026-06-06

General reference only. Information on this page is for general reference and should be verified directly with the company, via NMLS Consumer Access, or the CFPB before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

Why people search for this company

  • Checking and savings account questions
  • FDIC insurance and deposit protection
  • Complaints about fees or account closures
  • Wire transfers and account access issues
  • Understanding bank policies and terms

Before you contact them

Have your account number or reference number ready.
Note the date and time of any previous contacts.
Write down what you want to achieve from the call or message.
Check their official website for a dedicated complaints or help page.
Know your rights: the CFPB provides free guidance at consumerfinance.gov.
Keep a record of everything in writing where possible.
Do not share your full Social Security number unless you are certain who you are speaking to.
If it is a debt contact, do not make any payment until the debt has been validated in writing.

Questions to ask

  1. What is your complaints process?
  2. How long does a complaint typically take to resolve?
  3. What regulatory body oversees your business?
  4. How do I request copies of all documents relating to my account?
  5. Is there an ombudsman or external dispute resolution service I can use?

Useful official links

Want to feel clearer about your money?

Ask Fin gives you simple tools for budgeting, spotting savings, exploring income ideas and building better money habits. General guidance only — not regulated advice.

Start with Ask Fin — free

Contact details

PhoneNot verified
EmailNot verified
Registered address1900 Fifth Avenue North, Birmingham, AL 35203

Regulatory and company information

Regulatory referenceNot verified
Regulatory statusFDIC-insured. State-chartered member bank.
Registration numberNot verified
Company statusActive
Parent companyRegions Financial Corporation

About this company

Main products and services

Checking and savings; credit cards; auto loans; personal loans; mortgages; business banking

Additional notes

Primary footprint in the Southeast and Midwest US. Applicants should verify product availability by state.

Customer reviews and public sentiment

Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.

No review data available for this company.

Sources and verification

Source URLs

Date checked

2026-06-06

Frequently asked questions

How do I make a complaint about Regions Bank?

Start with Regions Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.

Is Regions Bank regulated in the US?

Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.

How do I find Regions Bank's official contact details?

Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.

What should I do if I think Regions Bank has treated me unfairly?

Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.

Where can I get free help with a Regions Bank issue?

Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

Free — no payment details needed.

Other Bank companies