PNC Bank, National Association

PNC Bank is the banking subsidiary of The PNC Financial Services Group, headquartered in Pittsburgh, Pennsylvania. It is one of the largest banks in the United States by assets and serves millions of individual and business customers across a broad geographic footprint that covers much of the eastern, southeastern, and midwestern US.

For personal customers, PNC commonly offers checking and savings accounts, credit cards, auto loans, personal loans, mortgages, and home equity products. PNC's Virtual Wallet is a notable checking product that combines spending, reserve, and growth accounts in a single package, with tools designed to help customers manage day-to-day finances.

PNC expanded its branch and ATM network significantly following the acquisition of BBVA USA in 2021, extending its presence into the Sun Belt and other markets. This means customers in states where PNC previously had limited presence may now find branches more accessible.

For businesses, PNC offers business checking, business credit cards, SBA loans, commercial lending, and treasury management services. Small businesses and larger companies can both access a range of products through PNC business banking.

The bank's mobile app allows customers to manage accounts, pay bills, transfer money, and deposit checks. Customers can also access personal financial management tools through the app.

For home buyers, PNC Mortgage offers conventional, FHA, VA, and jumbo loan options. Auto loans and personal loans are available online or through branches.

PNC Bank is regulated by the Office of the Comptroller of the Currency and deposits are insured by the FDIC up to applicable limits. Rates, fees, and eligibility vary by product and individual circumstances.