National Funding Equipment Finance

National Funding Equipment Finance is the equipment financing division of National Funding, a San Diego-based private lender that provides small business financing products across the United States. National Funding as a whole offers multiple products including short-term business loans, working capital advances and equipment-specific financing.

Equipment financing through National Funding allows businesses to acquire the machinery, vehicles, technology and tools they need by spreading the purchase cost over time. Rather than paying the full price upfront, a business makes regular payments over an agreed term, preserving working capital and cash flow for day-to-day operations.

National Funding Equipment Finance offers both equipment loans and equipment leases for a wide variety of industries including construction, transportation, restaurants, healthcare, manufacturing and office equipment. The company positions itself as accessible to businesses that may not qualify for equipment financing through a traditional bank, including newer businesses and those with less-than-perfect credit histories.

As a non-bank private lender, National Funding can often make equipment financing decisions faster than a bank. However, the cost of financing is generally higher than bank-based equipment loans for well-qualified borrowers. Business owners should compare the total cost of a National Funding equipment finance offer against those from their bank, credit union, independent equipment finance companies and any vendor financing offered at the point of sale.

National Funding Equipment Finance operates across the United States. The application process is primarily online and by phone. Both new and used equipment can typically be financed.

Always review the full repayment cost, including any fees and early payoff terms, before committing to an equipment finance arrangement from any lender.