M&T Bank

M&T Bank is a large regional bank headquartered in Buffalo, New York, and a subsidiary of M&T Bank Corporation. It serves customers primarily in the Mid-Atlantic and Northeast United States, with a branch network spanning New York, Pennsylvania, Maryland, Virginia, West Virginia, Delaware, New Jersey, Connecticut, and Washington D.C.

For individual customers, M&T Bank commonly offers checking and savings accounts, credit cards, home mortgages, personal loans, auto loans, and home equity products. The bank provides online and mobile banking for day-to-day account management, bill pay, fund transfers, and mobile check deposit.

M&T expanded its geographic presence significantly through the acquisition of People's United Bank in 2022, adding branches across New England and extending its reach in existing markets. Customers of People's United who became M&T customers through that transition may notice changes in products and digital banking platforms.

For businesses, M&T provides business checking and savings, commercial loans, business credit cards, SBA loans, and commercial real estate financing. The bank is generally regarded as active in business and commercial lending within its Mid-Atlantic footprint.

For home buyers, M&T Mortgage offers conventional, FHA, VA, and jumbo loan options. Applications can be started online or at a local branch. Auto loans and personal loans are also available for qualifying customers.

M&T Bank is a state-chartered member bank regulated by the Federal Reserve and the New York State Department of Financial Services, and deposits are insured by the FDIC up to applicable limits. Rates, fees, and eligibility vary by product and individual circumstances.