Also known as: MaxLend
MaxLend is a tribal lender that offers online installment loans under the jurisdiction of the Mandan, Hidatsa, and Arikara Nation, a federally recognized Native American tribe. As a tribal lending entity, MaxLend operates under tribal law rather than state consumer lending laws, which means it may not be subject to the same interest rate caps or consumer protection requirements that apply to lenders licensed in your home state.
This is an important distinction for consumers to understand. Many states have laws that cap the annual percentage rate on consumer loans at levels well below what tribal lenders charge. Because tribal lenders assert sovereign immunity from state law, they may offer loans with very high annual percentage rates in states that would not permit such rates from a state-licensed lender.
MaxLend installment loans may carry extremely high annual percentage rates. The total repayment cost over the full loan term can be several times the original loan amount. Before considering any tribal lender, calculate the total dollar cost of the loan and compare it against all available alternatives.
Alternatives to consider include credit unions and community banks that serve members with poor or limited credit, Community Development Financial Institutions that provide affordable small-dollar loans, nonprofit emergency assistance funds, and employer wage advance programs.
Regulators, consumer advocates, and attorneys general in several states have raised concerns about tribal lending models and their treatment of state consumer protection laws. Consumers with concerns about a tribal lender's practices can contact the Consumer Financial Protection Bureau or their state attorney general's office.
If you do consider MaxLend, review all terms carefully, understand the full repayment cost, and explore every alternative first.
Quick info
Personal Loans
MaxLend
Mandan, Hidatsa and Arikara Nation (tribal lender)
Not verified
2026-06-06
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Short-term tribal installment loans
Additional notes
Tribal lender — may not be subject to state interest rate caps. Extremely high APRs apply. This product can be very costly. Borrowers should exhaust all other options before applying.Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.
No review data available for this company.
Source URLs
Date checked
2026-06-06
How do I make a complaint about MaxLend?
Start with MaxLend's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is MaxLend regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find MaxLend's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think MaxLend has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a MaxLend issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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