Key Equipment Finance

Key Equipment Finance is the commercial equipment financing division of KeyBank National Association, a large regional bank headquartered in Cleveland, Ohio. KeyBank is part of KeyCorp and is a federally chartered, FDIC-insured bank.

Key Equipment Finance provides equipment leasing and financing to businesses that need to acquire commercial assets without paying the full cost upfront. By spreading the cost of equipment over time through a loan or lease, businesses can preserve working capital, manage cash flow more predictably and put new equipment to work immediately.

Equipment loans allow a business to finance the purchase of equipment and own it outright once the loan is repaid. Equipment leases allow the business to use the equipment during the lease term in exchange for regular payments, typically with options at the end to buy the equipment, return it or renew the arrangement.

Key Equipment Finance serves businesses across a broad range of industries including technology, manufacturing, energy, healthcare and transportation. As a bank division, it can often offer competitive financing terms for creditworthy businesses and can combine equipment financing with other banking services such as operating accounts, lines of credit and treasury management.

Working with a bank-based equipment finance provider may mean a more thorough application process compared to some independent equipment lenders, but it can also mean access to more competitive rates for well-qualified businesses.

Key Equipment Finance primarily serves businesses in KeyBank's footprint states, which include the Midwest, Pacific Northwest and Northeast, though commercial equipment financing may be available more broadly. Contact Key Equipment Finance or a KeyBank business banking representative directly for current product availability and terms.