Kapitus Equipment Financing

Kapitus Equipment Financing is the equipment lending division of Kapitus LLC, a New York-based small business financing company. It is offered alongside Kapitus's other small business products including revenue-based financing and term loans, making it possible for a business to address multiple financing needs through one company.

Equipment financing helps businesses acquire the machinery, vehicles, technology and specialized tools they need to operate without paying the full purchase cost upfront. By spreading the cost over time through regular payments, businesses can preserve working capital and put equipment to work immediately.

Kapitus Equipment Financing offers equipment loans and leases for a wide range of equipment types across multiple industries including construction, healthcare, food service, manufacturing, transportation and professional services. Businesses use Kapitus equipment financing to fund both new and used equipment purchases.

As a non-bank private lender, Kapitus positions its equipment financing as more accessible than bank financing, particularly for businesses with shorter operating histories or less-than-perfect credit profiles. The application process is primarily online and approval decisions can come relatively quickly compared to a bank.

However, as with most non-bank equipment lenders, the cost of financing from Kapitus is generally higher than what well-qualified borrowers would pay through a bank or credit union. Business owners should compare the total repayment cost over the full term of any Kapitus equipment finance offer against alternatives including bank equipment loans, credit union products, independent equipment finance companies and vendor financing offered at the point of purchase.

Kapitus Equipment Financing operates across the United States. Contact Kapitus directly for current products, rates, loan amounts and eligibility requirements.