Also known as: Independent Bank
Independent Bank is a Texas-based regional bank headquartered in McKinney, Texas, and a subsidiary of Independent Bank Group. It serves customers primarily across Texas and Colorado, with branches in major Texas markets and the Denver area of Colorado.
For individual customers, Independent Bank commonly offers checking and savings accounts, home mortgages, personal loans, and other consumer banking products. The bank provides both in-branch service and digital banking through its mobile app and online platform.
For businesses, Independent Bank provides commercial loans, commercial real estate financing, business checking and savings, SBA lending, and treasury management. The bank serves businesses of various sizes across its Texas and Colorado markets.
For home buyers, Independent Bank Mortgage offers conventional and other loan products. Personal loans are available for qualifying individual customers.
Independent Bank has grown through acquisitions across Texas and Colorado and is publicly traded. It targets both individual consumers and commercial clients in its operating markets.
Independent Bank is publicly traded and has grown through acquisitions across Texas. It targets both individual consumers and commercial clients in its operating markets. The bank's Texas roots and conservative approach have contributed to steady performance across economic cycles in its core markets.
Independent Bank is publicly traded through Independent Bank Group and has expanded its Texas footprint through acquisitions. The bank serves both individual consumers and commercial clients and is one of the larger Texas-based banking groups by assets.
Independent Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.
Quick info
Bank
Independent Bank
Independent Bank Group, Inc.
FDIC-insured.
2026-06-06
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Personal and business banking; mortgages; commercial loans
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Date checked
2026-06-06
How do I make a complaint about Independent Bank?
Start with Independent Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Independent Bank regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Independent Bank's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Independent Bank has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Independent Bank issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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