Lender DetailsIndependent Bank
BankRegional Bank

Independent Bank

Also known as: Independent Bank

Independent Bank is a Texas-based regional bank headquartered in McKinney, Texas, and a subsidiary of Independent Bank Group. It serves customers primarily across Texas and Colorado, with branches in major Texas markets and the Denver area of Colorado.

For individual customers, Independent Bank commonly offers checking and savings accounts, home mortgages, personal loans, and other consumer banking products. The bank provides both in-branch service and digital banking through its mobile app and online platform.

For businesses, Independent Bank provides commercial loans, commercial real estate financing, business checking and savings, SBA lending, and treasury management. The bank serves businesses of various sizes across its Texas and Colorado markets.

For home buyers, Independent Bank Mortgage offers conventional and other loan products. Personal loans are available for qualifying individual customers.

Independent Bank has grown through acquisitions across Texas and Colorado and is publicly traded. It targets both individual consumers and commercial clients in its operating markets.

Independent Bank is publicly traded and has grown through acquisitions across Texas. It targets both individual consumers and commercial clients in its operating markets. The bank's Texas roots and conservative approach have contributed to steady performance across economic cycles in its core markets.

Independent Bank is publicly traded through Independent Bank Group and has expanded its Texas footprint through acquisitions. The bank serves both individual consumers and commercial clients and is one of the larger Texas-based banking groups by assets.

Independent Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.

General reference only. Information on this page is for general reference and should be verified directly with the company, via NMLS Consumer Access, or the CFPB before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

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Contact details

PhoneNot verified
EmailNot verified
Registered address4200 Stone Road, Killeen, TX 76549

Regulatory and company information

Regulatory referenceNot verified
Regulatory statusFDIC-insured.
Registration numberNot verified
Company statusActive
Parent companyIndependent Bank Group, Inc.

About this company

Main products and services

Personal and business banking; mortgages; commercial loans

Customer reviews and public sentiment

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Sources and verification

Source URLs

Date checked

2026-06-06

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