Lender DetailsIndependent Bank
BankRegional Bank

Independent Bank

Also known as: Independent Bank

Independent Bank is a Texas-based regional bank headquartered in McKinney, Texas, and a subsidiary of Independent Bank Group. It serves customers primarily across Texas and Colorado, with branches in major Texas markets and the Denver area of Colorado.

For individual customers, Independent Bank commonly offers checking and savings accounts, home mortgages, personal loans, and other consumer banking products. The bank provides both in-branch service and digital banking through its mobile app and online platform.

For businesses, Independent Bank provides commercial loans, commercial real estate financing, business checking and savings, SBA lending, and treasury management. The bank serves businesses of various sizes across its Texas and Colorado markets.

For home buyers, Independent Bank Mortgage offers conventional and other loan products. Personal loans are available for qualifying individual customers.

Independent Bank has grown through acquisitions across Texas and Colorado and is publicly traded. It targets both individual consumers and commercial clients in its operating markets.

Independent Bank is publicly traded and has grown through acquisitions across Texas. It targets both individual consumers and commercial clients in its operating markets. The bank's Texas roots and conservative approach have contributed to steady performance across economic cycles in its core markets.

Independent Bank is publicly traded through Independent Bank Group and has expanded its Texas footprint through acquisitions. The bank serves both individual consumers and commercial clients and is one of the larger Texas-based banking groups by assets.

Independent Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.

Quick info

Category

Bank

Trading names

Independent Bank

Parent company

Independent Bank Group, Inc.

Regulatory status

FDIC-insured.

Official websitehttps://www.ibtx.com
Date checked

2026-06-06

General reference only. Information on this page is for general reference and should be verified directly with the company, via NMLS Consumer Access, or the CFPB before relying on it. Ask Fin does not provide regulated financial, debt, or legal advice. Fields marked “Not verified” have not been independently confirmed.

Why people search for this company

  • Checking and savings account questions
  • FDIC insurance and deposit protection
  • Complaints about fees or account closures
  • Wire transfers and account access issues
  • Understanding bank policies and terms

Before you contact them

Have your account number or reference number ready.
Note the date and time of any previous contacts.
Write down what you want to achieve from the call or message.
Check their official website for a dedicated complaints or help page.
Know your rights: the CFPB provides free guidance at consumerfinance.gov.
Keep a record of everything in writing where possible.
Do not share your full Social Security number unless you are certain who you are speaking to.
If it is a debt contact, do not make any payment until the debt has been validated in writing.

Questions to ask

  1. What is your complaints process?
  2. How long does a complaint typically take to resolve?
  3. What regulatory body oversees your business?
  4. How do I request copies of all documents relating to my account?
  5. Is there an ombudsman or external dispute resolution service I can use?

Useful official links

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Contact details

PhoneNot verified
EmailNot verified
Registered address4200 Stone Road, Killeen, TX 76549

Regulatory and company information

Regulatory referenceNot verified
Regulatory statusFDIC-insured.
Registration numberNot verified
Company statusActive
Parent companyIndependent Bank Group, Inc.

About this company

Main products and services

Personal and business banking; mortgages; commercial loans

Customer reviews and public sentiment

Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.

No review data available for this company.

Sources and verification

Source URLs

Date checked

2026-06-06

Frequently asked questions

How do I make a complaint about Independent Bank?

Start with Independent Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.

Is Independent Bank regulated in the US?

Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.

How do I find Independent Bank's official contact details?

Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.

What should I do if I think Independent Bank has treated me unfairly?

Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.

Where can I get free help with a Independent Bank issue?

Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

Free — no payment details needed.

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