Huntington National Bank

Huntington National Bank is a large regional bank headquartered in Columbus, Ohio, and a subsidiary of Huntington Bancshares Incorporated. It serves customers primarily across the Midwest, with a branch and ATM network concentrated in Ohio, Michigan, Indiana, Kentucky, West Virginia, Pennsylvania, and Illinois, among other states.

For individual customers, Huntington commonly offers checking and savings accounts, credit cards, auto loans, home mortgages, personal loans, and home equity products. One well-known feature is the 24-Hour Grace period on overdrafts, which gives customers until midnight the following business day to bring an overdrawn account back to a positive balance before a fee is assessed.

Huntington also offers a Standby Cash product, which provides qualifying customers access to a small revolving line of credit with no interest if repaid within a set period. These types of features are designed to give customers more flexibility with short-term cash flow.

For businesses, Huntington provides business checking and savings, business credit cards, commercial loans, SBA loans, and treasury services. The bank is a recognised SBA lender and generally active in small business lending within its Midwest markets.

For home buyers, Huntington Mortgage offers conventional, FHA, and VA loan options. Auto loans are available for new and used vehicle purchases, and personal loans are available for a range of purposes.

The bank's mobile app supports account management, bill pay, fund transfers, and mobile check deposit.

Huntington National Bank is regulated by the Office of the Comptroller of the Currency and deposits are insured by the FDIC up to applicable limits. Rates, fees, and eligibility vary by product and individual circumstances.