Also known as: HomeStreet Bank
HomeStreet Bank is a community bank headquartered in Seattle, Washington, and a subsidiary of HomeStreet, Inc. It serves customers in Washington, Oregon, California, and Hawaii, with a particular emphasis on mortgage lending alongside its retail banking operations.
For individual customers, HomeStreet Bank commonly offers checking and savings accounts, home mortgages, personal loans, and commercial real estate loans. The bank has historically been active in residential mortgage origination across its West Coast and Hawaii markets.
For businesses, HomeStreet provides commercial real estate financing, business checking and savings, and commercial loans. Commercial real estate lending is a significant part of the bank's business.
For home buyers, HomeStreet Mortgage offers conventional and other loan products in its West Coast markets. Customers should verify current product availability and state coverage, as HomeStreet has periodically adjusted its mortgage operations.
HomeStreet Bank operates branches in its key markets and provides digital banking tools for account management and online services.
HomeStreet Bank has periodically reviewed its mortgage lending operations and customers should verify current product availability in their state. The bank operates in a competitive West Coast market and serves both retail consumers and commercial clients. Physical branches are available in its Washington, Oregon, California, and Hawaii markets.
HomeStreet Inc. is publicly traded and has periodically reviewed its business strategy including the scope of its mortgage operations. Consumers considering HomeStreet for mortgage lending should verify current product availability and state coverage before beginning an application.
HomeStreet Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.
Quick info
Bank
HomeStreet Bank
HomeStreet, Inc.
FDIC-insured.
2026-06-06
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Mortgages; personal and business banking; commercial real estate loans
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Date checked
2026-06-06
How do I make a complaint about HomeStreet Bank?
Start with HomeStreet Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is HomeStreet Bank regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find HomeStreet Bank's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think HomeStreet Bank has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a HomeStreet Bank issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
Ask Fin gives you simple money tools for budgeting, spotting savings and building better money habits. General guidance only — not regulated financial advice.
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