First Internet Bank of Indiana

First Internet Bank of Indiana is an online-only bank headquartered in Fishers, Indiana, and one of the first state-chartered internet banks established in the United States, having launched in 1999. It offers banking products entirely through digital channels with no physical branches.

For individual customers, First Internet Bank commonly offers high-yield savings accounts, checking accounts, certificates of deposit, money market accounts, home mortgages, and personal loans. The bank's deposit products are available to customers nationally through its online platform.

For home buyers, First Internet Bank Mortgage offers conventional and other loan products. The bank's mortgage products are available in most states through its online application process.

For businesses, First Internet Bank provides small business loans, SBA lending, business checking and savings, and commercial real estate financing.

Because First Internet Bank has no branches, all banking activity is handled online, through the mobile app, or by phone. This suits customers who are comfortable with fully digital banking but is not appropriate for those who need in-person service.

First Internet Bank is a subsidiary of First Internet Bancorp and is publicly traded.

First Internet Bank of Indiana is publicly traded and has a long track record as one of the US's first fully online banks. Its deposit and mortgage products are available nationally, making it accessible to consumers regardless of location. The bank is suited to customers who are comfortable managing finances entirely online.

First Internet Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances.