Also known as: CommonBond
CommonBond is a private student loan and refinancing company that has historically focused on graduate and professional school students. Its product lineup has included loans for MBA programs, law school, and other graduate degrees, as well as student loan refinancing for graduates.
Before considering CommonBond or any private student loan, you should complete the FAFSA and review all federal student loan options. Federal loans from the US Department of Education offer income-driven repayment, deferment, forbearance, and potential loan forgiveness that private loans do not provide.
For graduate students, private loans may fill gaps when federal loan limits do not cover the full cost of attendance. CommonBond has been known for catering specifically to graduate borrowers, and its eligibility criteria and loan amounts are often calibrated for the higher costs associated with professional school programs.
Rates are typically available in fixed and variable formats. Fixed rates do not change over the life of the loan. Variable rates may start lower but can rise based on market indexes. The rate you receive depends on your creditworthiness.
CommonBond also offers student loan refinancing, which allows graduates to consolidate existing student loans into a new private loan, potentially at a lower interest rate. However, if you are considering refinancing federal loans, be aware that this permanently eliminates access to federal income-driven repayment plans, Public Service Loan Forgiveness, and other federal protections. This decision cannot be undone, so it should be considered carefully based on your career plans and financial situation.
Before applying, compare CommonBond's annual percentage rate, total repayment cost, repayment term options, and any fees against other lenders. Verifying current product availability directly with CommonBond is advisable, as product lineups can change over time.
Quick info
Student Loans
CommonBond
Not verified
Not verified
2026-06-06
Want to feel clearer about your money?
Ask Fin gives you simple tools for budgeting, spotting savings, exploring income ideas and building better money habits. General guidance only — not regulated advice.
Start with Ask Fin — freeMain products and services
Private student loans; student loan refinancing; employer student loan benefit programs
Review scores are third-party public indicators only. They are not a recommendation or endorsement by Ask Fin and are not a measure of product suitability for your circumstances.
No review data available for this company.
Source URLs
Date checked
2026-06-06
Is my loan with CommonBond a federal or private loan?
Check your account at StudentAid.gov to see federal loan details. If your loan does not appear there, it is likely a private loan. Your loan agreement or promissory note will also state whether it is federal or private.
What repayment options does CommonBond offer?
For federal loans, income-driven repayment plans are generally available regardless of which servicer handles your account. For private loans, options depend on the lender's own hardship programmes. Ask your servicer specifically about deferment, forbearance and income-based options.
How do I complain about CommonBond?
For federal loan servicer complaints, contact the FSA Feedback System at studentaid.gov/feedback-center. For private loan complaints, use the CFPB complaint portal at consumerfinance.gov/complaint.
What happens to my loan if CommonBond changes?
Federal student loan servicers can change. Your loans and their terms remain the same. Always update your contact information at StudentAid.gov.
Where can I get free help with my student loans?
StudentAid.gov has free tools and information on repayment options. The CFPB has a student loan guide. Be wary of companies that charge fees for help with student loan repayment plans you can access for free.
Check your federal loans at StudentAid.gov. Ask Fin's free tools can help with budgeting around loan payments.
Try Ask Fin's budget toolsFree — no payment details needed.