Chase Equipment Finance

Chase Equipment Finance is the commercial equipment leasing and financing division of JPMorgan Chase Bank, N.A., operating under the Chase brand. Chase is one of the four largest banks in the United States and its equipment finance operation serves commercial and business customers across a wide range of industries.

Equipment financing allows businesses to acquire expensive machinery, vehicles, technology and specialized tools without paying the full purchase price at once. By financing equipment, businesses can preserve working capital, manage cash flow more predictably and put equipment to work immediately while spreading the cost over time through regular payments.

Chase Equipment Finance offers both equipment loans and equipment leases. An equipment loan transfers ownership of the asset to the business once the final payment is made. A lease allows the business to use the equipment during the agreed term, with end-of-term options that typically include purchasing the equipment, returning it or entering a new lease.

Chase Equipment Finance serves businesses across many industries including construction, transportation, healthcare, manufacturing and technology. It works with both smaller businesses and larger commercial customers. As part of Chase Business Banking, it can be bundled with business checking accounts, lines of credit, SBA loans and other Chase banking products.

For businesses that already bank with Chase, working with Chase Equipment Finance can offer the convenience of consolidated banking relationships. For businesses evaluating their first Chase relationship, it is still worth comparing Chase's terms against independent equipment lenders, other bank finance divisions and vendor financing.

Chase operates across most US states. Contact Chase Business Banking directly for current equipment finance products and eligibility requirements.