Cadence Bank

Cadence Bank is a regional bank serving customers across the South and Texas, formed through the 2021 merger of Cadence Bank and BancorpSouth. The combined institution is headquartered in Tupelo, Mississippi, and operates across Mississippi, Alabama, Tennessee, Texas, Georgia, Florida, Arkansas, and other southern states.

For individual customers, Cadence Bank commonly offers checking and savings accounts, home mortgages, personal loans, and home equity products. The bank provides both in-branch service and digital banking through its mobile app and online platform.

For businesses, Cadence provides commercial loans, commercial real estate financing, business checking and savings, SBA lending, and treasury management. The bank serves businesses ranging from small local operations to larger commercial enterprises.

For home buyers, Cadence Mortgage offers conventional and other loan products. Personal loans are available for qualifying individual customers.

Cadence Bank is publicly traded and has built its current footprint through the merger of two established southern regional banks. Customers of either predecessor institution who transitioned to Cadence may find product and platform changes as the integration continues.

Cadence Bank is publicly traded and continues integrating the former Cadence and BancorpSouth operations. Customers of either predecessor bank may notice changes in products, platforms, and branch staffing as the integration matures. The bank's geographic footprint across the South and Texas makes it one of the larger regional banking options in those markets.

Cadence Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.