Banc of California, N.A.

Banc of California is a regional bank headquartered in Santa Ana, California, and a subsidiary of Banc of California, Inc. Following its 2023 merger with PacWest Bancorp, the combined institution has a broader California presence serving businesses, commercial real estate clients, and individual customers.

Banc of California's primary focus is on commercial and business banking in California. It serves business clients, entrepreneurs, real estate investors, and professional services firms, along with individual consumers in its markets.

For business customers, Banc of California commonly provides commercial loans, commercial real estate financing, business deposit accounts, and treasury management services. The bank's commercial banking orientation means it is often better suited to business borrowers than everyday retail consumers.

For individual customers, personal banking services including checking, savings, and mortgage products are available, though the bank's retail offering is less expansive than larger consumer-focused banks.

The 2023 merger with PacWest Bancorp created a larger combined institution with a stronger California presence. Following the integration, Banc of California is better positioned to serve California businesses and commercial real estate clients. Consumers looking for a standard retail bank may find more suitable options at larger consumer-focused institutions.

Banc of California is regulated by the Office of the Comptroller of the Currency and deposits are insured by the FDIC up to applicable limits. Rates, fees, and product availability vary by individual circumstances. Consumers looking for broad retail banking services may find better options at larger retail-focused institutions.