Also known as: Ameris Bank
Ameris Bank is a regional bank headquartered in Atlanta, Georgia, and a subsidiary of Ameris Bancorp. It serves customers primarily across the Southeast, with branches in Georgia, Alabama, Florida, North Carolina, South Carolina, and Tennessee.
For individual customers, Ameris Bank commonly offers checking and savings accounts, home mortgages, personal loans, and home equity products. The bank provides both in-branch service and digital banking through its mobile app and online platform.
For businesses, Ameris provides commercial loans, commercial real estate financing, business checking and savings, SBA lending, and treasury management. SBA lending is a recognised area of activity for the bank, and it serves small and medium-sized businesses across its southeastern markets.
For home buyers, Ameris Mortgage offers conventional, FHA, and VA loan products. Personal loans are available for qualifying individual customers.
Ameris Bank has grown through a series of acquisitions across the Southeast and has developed a meaningful presence in the region. Its geographic footprint covers much of the Georgia and broader Southeast market.
Ameris Bank is publicly traded and has developed a meaningful presence across the Southeast through a disciplined acquisition strategy. The bank maintains an active SBA lending programme and is regarded as a community-focused institution that combines the scale of a larger regional bank with relationship-oriented service.
Ameris Bancorp is publicly traded and has positioned itself as one of the growing regional banks in the Southeast. SBA lending, mortgage, and commercial real estate are areas of particular activity for the bank across Georgia and the broader southeastern market.
Ameris Bank is FDIC-insured and deposits are covered up to applicable limits. Rates, fees, and product availability vary by individual circumstances and location.
Quick info
Bank
Ameris Bank
Ameris Bancorp
FDIC-insured.
2026-06-06
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Personal and business banking; mortgages; commercial loans; SBA loans
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Date checked
2026-06-06
How do I make a complaint about Ameris Bank?
Start with Ameris Bank's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Ameris Bank regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Ameris Bank's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Ameris Bank has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Ameris Bank issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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